Guides
Timing guides for business owners
Now or later? Researched, plain-English guides that price both sides of the decision — and say so when waiting wins.
Now or laterDecisionsPlanningEOFYCost of waiting
Solar Rebate Drop 1 January 2027: Install Now or Wait?
The solar rebate drop on 1 January 2027 cuts business solar and battery discounts. Price the step-down against waiting, and the date that actually counts.
21 October 2026
Buy Business Premises Before the July 2027 CGT Change?
Rushing to buy business premises before the 1 July 2027 CGT change? See what the cut-off really protects, and why the deadline is weaker than it looks.
17 October 2026
Lease Option Deadline: Renew, Move or Wait?
Lease option deadline approaching? How to decide whether to renew, move or negotiate, priced in dollars, plus the fit-out timing mistake many owners make.
10 October 2026
Borrow Now or Later? Five Questions That Decide It
A five-question test for deciding whether to borrow now or later — with a scoring grid, worked examples, the RBA and ATO-debt questions, and when to wait.
2 October 2026
EOFY 2027 Countdown: A Month-by-Month Timing Plan
Your EOFY 2027 countdown from October to July: BAS dates, the permanent $20k write-off, install deadlines, Payday Super and when to arrange finance.
2 October 2026
Cost of Waiting: Four Worked Examples for Small Business
Four worked examples of the cost of waiting — a cafe, a builder, an online store and a clinic — showing when borrowing now wins, when waiting wins, and why.
1 October 2026
Business Finance Timeline: Work Back From Your Deadline
Planning a business finance timeline? Work back from your deadline — settlement, delivery, lease start or 30 June — so no step slips past the date.
1 October 2026
Opportunity Cost for Small Business, Explained Simply
What opportunity cost means for small business owners, how to put a dollar figure on it, and how it changes decisions about cash, borrowing, time and timing.
1 October 2026
Buying Just to Save Tax: Why It Rarely Adds Up
Thinking of buying equipment just to save tax before 30 June? Why a deduction saves only part of the price, when EOFY purchases do make sense, and the maths.
1 October 2026Decided now is the time? See if you qualify.
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